One screen carries the whole application.
The business's details, the identity and bank documents they uploaded, and the fields Origin read off those documents and filled in already.
The loan went from application to cash, and every decision behind it was recorded as it happened.
The score, the committee vote, the signature and the disbursement each wrote to the audit trail in the same action that made the change.
The workflow runs its checks and calls Atlas for a score.
The application reaches the underwriting queue carrying the score and a breakdown of the factors that drove it, so the decision arrives with its reasons already attached.
The facility climbs the approval chain it qualifies for.
A delegation-of-authority matrix routes the application to whoever holds the limit it needs, and a facility that crosses the committee threshold goes on to a vote.
The approval produces a signable offer letter.
The borrower reads the terms as approved and confirms with a one-time code sent to their phone, and the signature attaches to the record.
Origin releases the money and books the loan.
The disbursement goes to your core through the configured adapter, stepping from pending to initiated to confirmed, and the repayment schedule is generated against the booked loan.
