Credstone
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Intelligent software for
regulated industries.

Credstone builds software for organizations and institutions that are accountable to regulators, boards, patients and communities.

AI for regulated institutions

Make your institution AI-native, without losing control.

Credstone brings AI into the work that matters most. We build agents around the systems your institution already runs, so a person stays accountable for every step.

  • Start with real work

    Point agents at the work that queues up behind your teams, beginning with reviews and investigations.

  • Connect AI to your institution

    Agents run inside the systems your teams already use, under the permissions those systems already hold.

  • Keep people in control

    Every action waits for the right person to approve or reject, and the record shows what happened.

The standard we build to

Explainable by design

No black boxes. Every score, flag and decision can be traced to the logic and data behind it.

Audit-ready by architecture

Records are tamper-evident, and retention rules are enforced from day one. Inspections aren't hypothetical.

Secure before it ships

Our security program is led by certified practitioners with deep experience building formally certified compliance programs.

Products

Fraud detection, with Argus

Score every transaction in under 300ms across four parallel engines, then draft the suspicious-activity reports (SARs) each jurisdiction requires, inside the regulatory window.

Explore Argus

Credit analytics, with Atlas

Deploy credit models trained on your own lending data. No data-science team required. Every decision returns adverse-action reasons and a replayable audit trail.

Explore Atlas

Loan origination, with Origin

Intake, underwriting, a real approval chain with delegated authority limits and committee quorum, e-signing, and disbursement into your core. Every step on one audit trail.

Explore Origin

Counterparty risk scoring, with Prism

A neutral risk layer for interbank FX and treasury desks: 0–100 counterparty scores and settlement reliability rated by corridor and time of day. Never a trading venue, never the principal.

Explore Prism

Platform engineering for institutions

Our engineering team takes on select platform work for organizations that need the same standard applied to systems of their own.

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