Argus

FRAUD, AML & FINANCIAL CRIME INTELLIGENCE

Detect, investigate and prevent financial crime in real time.

Argus screens transactions and customers in real time for fraud, money-laundering patterns and sanctions exposure—then gives teams the evidence to review, act and report.

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The Argus console on a morning shift: a live decision stream of transactions with their scores and actions, a triage queue of open alerts, and the compliance panel showing open and filed reports.

A decision card for a single transaction, showing the score that produced it, how long the answer took, the policy version that ran, and the reason codes behind the outcome.

One financial crime answer on every transaction, and the reasons behind it.

A suspicious transaction opens an alert, the alert joins an investigation case, and the case becomes the report your financial intelligence unit accepts.

The payment system asks, and Argus answers before the transaction settles.

Argus loads the institution's policy, evaluates the fraud and money-laundering rules it has enabled together, and composes a score that maps to clear, review or block. The decision is stored with its reason codes and the milliseconds it took.

DecisionsQA BANK GHANA

412,833

Today

99.59%

Cleared

0.09%

Blocked

40ms

P95 latency

TIME UTCTRANSACTIONCUSTOMERAMOUNTSCOREREASONSACTIONLATENCY

09:41:12txn_01HZN2A4Kcust_8d1fGHS 48,500.000.91VELOCITY DAYCORRIDOR NEWBlock41ms

09:41:09txn_01HZN2A3Pcust_310fGHS 2,150.000.34DEVICE NEWClear38ms

09:41:04txn_01HZN2A2Mcust_b22aGHS 19,800.000.68SIM SWAP RISKReview44ms

09:40:58txn_01HZN2A1Fcust_4f02GHS 900.000.12—Clear36ms

09:40:51txn_01HZN29Z8cust_e201GHS 62,000.000.88WATCHLIST HITAMOUNT LIMITBlock47ms

02 · ALERT

Anything held or refused reaches your fraud desk with its severity already set.

A block opens a high-severity alert and a review opens a medium one. Closing it records who closed it and the resolution they stated.

ALERT · alert_01HZN2A4 · HIGH SEVERITY

Velocity spike on cust_8d1f

Opened 6m ago · 3 rules fired · transaction blocked at 09:41:12 UTC

COMPOSITE SCORE

0.91

WHY THIS FIRED

VELOCITY DAYFour times the customer's weekly average, inside one hour0.38

CORRIDOR NEWFirst transfer to this corridor in ninety days0.29

DEVICE NEWDevice first seen on this account today0.24

03 · CASE

Related alerts join one investigation with an owner and a running exposure.

An alert belongs to a single case. Every note carries its author and its kind, so a system entry and an analyst finding read differently in the same timeline.

CASE · case_01HZN2B7

Mule ring around cust_8d1f

OWNER

op_2f19

ALERTS

EXPOSURE

GHS 214,300.00

Investigating

INTAKEop_2f1912 Mar · 09:44

Case opened from alert_01HZN2A4.

SYSTEM—12 Mar · 09:44

Three related alerts joined on a shared payout beneficiary.

FINDINGop_2f1912 Mar · 11:02

Four accounts share one device and one beneficiary. Each stays under the reporting threshold on its own.

ACTIONop_2f1912 Mar · 11:20

Escalated for report drafting.

04 · THE SAR

The case becomes the report your financial intelligence unit accepts.

A person reviews the drafted narrative before the suspicious activity report reaches your MLRO. The approval carries their name and the timestamp, and the report renders in the format the jurisdiction files in.

Suspicious activity reportGhana FICNigeria NFIU

sar_01HZN2D

FORM VERSION

FIC-SAR-2025.1

Awaiting MLRO approval

NARRATIVE · DRAFTED, AWAITING HUMAN REVIEW

Between 09 and 12 March 2026, four accounts registered within the same thirty-day window moved GHS 214,300.00 to a single payout beneficiary across eleven transfers.

No individual transfer reached the cash reporting threshold. The accounts share one device fingerprint and one registration address.

SECTIONS · 5 OF 6 COMPLETE

Reporting entity

Subjects

Accounts

Transactions

Typology

NarrativeIn review

05 · THE RECORD

Every entry is hash-linked to the one before it.

The audit log refuses updates and deletes at the database itself, and a verify pass walks the chain and names the first entry where a link breaks.

AuditChain intact

Audit chain

QA Bank Ghana

SEQACTIONACTORROW HASH

418291decision.returnedkey_7c417d18…c0e9

418292screening.match.disposedop_2f193b7a…9f14

418293argus.sar.narrative.acceptedop_2f19c05e…2d88

418294policy.draft.promotedop_9d33a412…77b0

418295regulator.export.completedmlro_a4c1e9c3…14fa

Each entry stores the hash of the entry before it. An update or a delete raises an exception at the database.

LATEST SEAL

ROOT HASH

e9c3…14fa

Sealed throughentry 418295

Sealed bymlro_a4c1

Recorded12 Mar 2026, 18:00 UTC

Technical walkthrough

Send it a transaction.

Bring one of your own and follow it the whole way: the answer and its reasons, the alert it opens, the case it joins, and the report that comes out of it.

Book a demo

The Argus report queue, listing suspicious activity and suspicious transaction reports with their status, jurisdiction and form version.