Credstone
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Financial services

Financial infrastructure for African markets.

Software for African banks, lenders, and payment companies, built for the credit, fraud, and risk decisions that have to survive an inspection.

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The gap

Africa's $331B credit gap.

Source: IFC MSME Finance Gap · March 2025

Demand isn't the problem. Legacy infrastructure is. We replace the manual workflows and fragmented data behind it with a shared intelligence layer built for regional banking.

  • Excel-based credit committees with no audit trail.
  • Sanctions screening that flags every common name.
  • Compliance teams scrambling at hour 23 on a SAR filing.
See how the platform answers it
GHGhanaBoG
NGNigeriaCBN
KEKenyaCBK
ZASouth AfricaSARB
The products

Every decision leaves a record you can defend.

Eight products on shared infrastructure: credit and fraud, counterparty risk, loan origination, cross-border payments, analytics, and platform governance.

Fraud & AML

Argus

Spot fraud in real time.

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Credit decisioning

Atlas

Decisions that hold up.

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Counterparty intelligence

Prism

Know who you're settling with.

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Loan origination

Origin

The front door of lending.

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Analytics & BI

Focus

Insights that live between the products.

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Platform control plane

Console

Govern the whole tenant.

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Cross-border treasury

Pilotage

The rate you approve is the rate that settles.

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Payment infrastructure

Causeway

One API for every layer of a stablecoin payment.

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Talk to us

Contact us.

Tell us what you're building and the institution you're building it for. We'll connect you with the part of the platform that fits, and an engineer who can get into the detail with you.

Replies usually within a business day.